Terms & Conditions

Terms & Conditions

Welcome to DigiOwl! These Terms and Conditions (“Terms”) govern your access to and use of the services provided by DigiOwl (https://digiowlservicepoint.in). By accessing our website or utilizing our services, you agree to be bound by these Terms. If you do not agree, you must refrain from using our services.

1. Definitions

For the purpose of these Terms:

  • “We,” “Us,” or “Our” refers to DigiOwl, its affiliates, and authorized representatives.
  • “You” or “User” refers to any individual or entity accessing or using our services.
  • “Services” refers to all offerings provided under the DigiOwl banner, including DigiATM, LAK-GSK, and other digital, financial, and compliance services.

2. Eligibility

To use our services, you must meet the following conditions:

  1. Age Requirement: You must be at least 16 years of age or the legal age in your jurisdiction.
  2. Registration: You must provide accurate and truthful information during the registration process.
  3. Compliance: You must abide by all applicable laws and regulations while using our services.

We reserve the right to verify your eligibility and refuse service if requirements are not met.

3. Scope of Services

DigiOwl provides a range of services, including but not limited to:

  • DigiATM Services: ATMs, MicroATMs, POS terminals, and financial transaction solutions.
  • LAK-GSK Services: Money transfers, GST filing, legal compliance services, bill payments, and other digital offerings.
  • B2B and B2C Solutions: Comprehensive support for businesses and individuals.

Specific details about each service can be found on our Services Page.

4. User Responsibilities

By using DigiOwl’s services, you agree to:

  1. Accuracy: Provide correct and updated information during registration and usage.
  2. Confidentiality: Safeguard your login credentials and account information.
  3. Compliance: Use our services only for lawful purposes and avoid activities such as fraud, hacking, or unauthorized access.
  4. Timely Communication: Notify us immediately if there is any unauthorized access to your account or discrepancies in your transactions.

Failure to comply with these responsibilities may result in suspension or termination of your account.

5. Payments and Fees

  1. Service Charges: The applicable fees for each service will be communicated during registration or usage.
  2. Non-Refundable Payments: Payments made for services are final and non-refundable unless stated otherwise in specific terms.
  3. Payment Methods: All payments must be made through approved methods outlined on our platform.
  4. Disputes: Any disputes related to payments must be reported within 7 days of the transaction.

DigiOwl reserves the right to revise service charges periodically, with prior notice.

6. Intellectual Property

  1. All content, trademarks, logos, graphics, and materials displayed on this website are the exclusive property of DigiOwl or its licensors.
  2. Unauthorized reproduction, distribution, or modification of any content is strictly prohibited.
  3. Users may not use DigiOwl’s intellectual property without prior written consent.

7. Service Limitations

While DigiOwl strives to provide uninterrupted and accurate services, we do not guarantee:

  1. Error-Free Operations: Occasional errors, delays, or disruptions in service may occur due to technical or third-party issues.
  2. Absolute Security: Although we implement robust security measures, we cannot guarantee complete protection against unauthorized access or breaches.

DigiOwl is not liable for losses caused by factors beyond our control.

8. Termination of Services

DigiOwl reserves the right to terminate or suspend your account without prior notice if:

  1. You breach these Terms or engage in fraudulent activities.
  2. You misuse our services or provide false information.
  3. Required payments are not made on time.

Upon termination, any pending dues must be settled immediately.

9. Privacy Policy

Your privacy is important to us. DigiOwl collects, uses, and protects your personal data as described in our Privacy Policy. By using our services, you consent to the collection and use of your information in accordance with our policy.

10. Modification of Terms

DigiOwl reserves the right to amend these Terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services implies acceptance of the revised Terms.

11. Limitation of Liability

DigiOwl is not liable for:

  1. Losses caused by user negligence, including incorrect information or misuse of services.
  2. Third-party disruptions affecting service delivery.
  3. Indirect, incidental, or consequential damages arising from the use of our services.

Our total liability is limited to the amount paid for the specific service in question.

12. Governing Law and Jurisdiction

These Terms & Conditions are governed by the laws of India. Any disputes shall be resolved in the courts of Kerala.

13. Third-Party Services

Some DigiOwl services may involve third-party providers. DigiOwl is not responsible for the actions, policies, or errors of such third parties.

14. Indemnification

You agree to indemnify and hold DigiOwl harmless from any claims, damages, losses, or liabilities arising from:

  1. Your breach of these Terms.
  2. Your misuse of our services.
  3. Any disputes or complaints from third parties related to your actions.

15. Contact Us

For any inquiries, feedback, or assistance regarding these Terms & Conditions or our services, please reach out to us:

  • Email: contact@digiowlservicepoint.in
  • Phone: +91 9496576755
  • Office Address:  Nasa Building, Lagoon Road, Near Paradise Hutt, Kavaratti , Lakshadweep

By using DigiOwl’s services, you confirm that you have read, understood, and agreed to these Terms & Conditions. Thank you for choosing DigiOwl – your trusted partner in digital and financial solutions.

Let me know if you’d like any further adjustments or additional sections tailored to your business!